Base Rate & Spread Rate
| Period | Base Rate | Spread Rate |
| Poush 076 | 11.45% | 5.51% |
| Mangsir 076 | 12.06% | 5.75% |
| Kartik 076 | 11.58% | 5.77% |
| Ashwin 076 | 12.08% | 5.70% |
| Bhadra 076 | 11.56% | 5.32% |
| Shrawan 076 | 11.40% | 5.31% |
| Ashad 076 | 12.19% | 5.14% |
| Jestha 076 | 11.60% | 5.04% |
| Baishakh 076 | 11.69% | 5.06% |
| Chaitra 075 | 11.76% | 5.14% |
| Falgun 075 | 11.93% | 5.04% |
| Magh 075 | 11.97% | 4.88% |
| Poush 075 | 12.28% | 4.85% |
| Mangsir 075 | 13.19% | 4.92% |
| Kartik 075 | 12.96% | 4.97% |
| Ashwin 075 | 12.84% | 5.23% |
| Bhadra 075 | 12.28% | 5.39% |
| Shrawan 075 | 12.94% | 5.23% |